Text Services

Here at Lycamoney we want you to be in complete control of your money, to ensure this for you we have added two FREE SMS services. Firstly every time you use your Lycamoney Card you will receive a FREE text advising you of the transaction and your remaining balance. Secondly for all Lycamobile users we have added an interactive SMS service which allows you to check your balance, see your recent settled transactions, temporarily lock your card to protect you from unauthorised spending, unlock your card so you can use it again, send money from your primary card to one of your companion cards and best of all Top Up your Lycamobile anytime from your Lycamoney Card balance and get the 10% FREE bonus credit every time. To use the interactive features you must ensure that your Lycamobile number is registered to your Lycamoney account, you can do this via the "My Account" area or you can call our cardholder services team and they will be happy to add this to your account. Our interactive SMS number is 1212 and is completely FREE from your Lycamobile. Below are the commands and a brief explanation of how to use this service.


Please scroll down to see how to use all of these features

How can I request my balance by SMS?

To request your balance by SMS text BAL followed by the last 4 digits of your card number to 1212. For example, Bal 1234.

How do I top up my Lycamobile via SMS?

To top up your Lycamobile including a FREE 10% bonus send Topup followed by the last 4 digits of your card and the amount you want to top up to 1212.

For example, Topup 1234 10 to load £10 to your registered Lycamobile number, this will load £11 to your account including the 10% bonus. Top up to Lycamobile can only be completed in the following values £5, £10, £20, £30, £40 and £50.

How do I send funds to my companion card(s) by SMS?

To send funds to one of your companion cards by SMS text Send followed by the amount then the last 4 digits of your card number and finally the alias of the card to which you are sending funds to 1212. For example, send 10 1234 5678 to send £10.00 to your companion card ending 5678.

How do I request my transactions by SMS?

To request your last 3 settled transactions by SMS text TRANS followed by the last 4 digits of your card number to 1212. For example, Trans 1234.

How can I apply a temporary Lock to my card by SMS so it cannot be used at ATM or POS?

To lock your card so it cannot be used for POS or ATM transactions (see also UNLOCK) text Lock followed by the last 4 digits of your card number to 1212. For example, Lock 1234.

How can I remove a Lock on my card by SMS so it can be used at ATM or POS?

To unlock your card so it can be used for POS or ATM transactions (see also LOCK) text Unlock followed by the last 4 digits of your card number to 1212 and your date of birth in the format of DDMMYYYY. For example, Unlock 1234 01121980 assuming your date of birth is the 1st of December 1980.